They say that using thier credit card will help build your credit score. The representative APR is 37.9% on the card, which means that 51% of the applicants will receive a 37.9% interest rate on their purchases. marbles is part of NewDay, which also owns credit card companies aqua and Opus. That important area of 'customer service'. NimbleFins is a research and data-driven personal finance site. Advertiser Disclosure: NimbleFins is authorised and regulated by the Financial Conduct Authority (FCA), FCA FRN 797621. Aqua Card is great I moved to the UK recently, I applied for the Aqua card to build my credit score. While we use our best endeavours to be comprehensive and up to date with product info, prices and terms may change after we publish, so always check details with the provider. If unsuccessful, this would leave a mark on your credit report, which could impact your ability to get credit in the future: A classic Catch 22. Key Takeaways. For example, if you spend 200 euros (£180.02), it'll cost you around £5.31. Use the eligibility checker to find out if you could be accepted. Aqua credit card review. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. I applied for an Aqua Reward Credit Card and had an acceptance letter on 27/06/2012. We update our data regularly, but information can change between updates. All 23 articles in guide. Purchase at Aqua Classic Credit Card Through Quidco & Get Money Back on Your Purchases. We produce in-depth research on all areas of personal finance, such as energy bills, pensions and budgeting. Compare live rates and alternatives. Erin Yurday is the CEO, Co-founder and Editor of NimbleFins. Eight ways to boost your credit score in 2021. While it's critical to pay at least the minimum amount due each month, paying only this much means you'll end up paying 2X as much in interest charges over time as your original balance! finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Data indicated here is updated American Express Reduces Welcome Bonuses on Some Cards: Are They Still Valuable? £3). Yesterday I was checking my credit report on Experian and took a look at the credit cards I was likely to be accepted for, to my surprise I was 100% likely to be accepted for an Aqua Classic credit card. Withdraw £250, and you'll incur a fee of £7.50. Comparing the Aqua Classic to Other Credit Cards, Staying within your limit and paying on time, Best 0% Interest Credit Cards for Purchases, Barclaycard Platinum Cashback Plus Credit Card. Read our full disclosure here. Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. 1.9. aquacreditca rd.co.uk. Each month you must pay at least 1% of your balance at that point or £5.00 – whichever of the two figures is greater. The Aqua Classic interest rate is 37.9% representative APR (variable), based on a credit limit of £1,200. The other 49% of applicants may get a higher interest rate. VAT number: 259751759. 1.0 out of 5 stars Caution - Beware Small Print. Aqua takes a closer look at every application and tries hard to find a way to say 'yes'. Cardholders who exceed the credit limit could receive a text message notification and the opportunity to fix the situation. In his spare time Chris likes forcing his kids to exercise more. Apply today, buy today. This part of your card balance will incur interest of 37.95%. £3). The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. To better understand the value of the Aqua Classic Card you need to look at it in the context of other available options. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. As a credit builder card, it might accept you even if you're self-employed, you've had problems paying bills in the past or you don't have much current income. 8,363. Product Review by. unsure you should get independent advice before you apply for any After three to four months with the card, Aqua may reevaluate your situation. Unless we've said otherwise, products are in no particular order. Find helpful customer reviews and review ratings for aqua Classic credit card at Amazon.com. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. We may receive compensation from our partners for placement of their products or services. Level 2, 20 St Thomas St, Eight ways to boost your credit score in 2021. It's great to read that you find your card easy to use, and easy to pay, and that you are satisfied with the credit :) Thank you for taking the time to leave us a positive review. So why only 2 stars? We endeavour to ensure that the information on this site is current and Once you've had the card for a while and shown aqua that you're reliable, you may wish to apply for a credit limit increase. Latest credit cards & loans news. Applicants with low credit scores may be eligible, A punishing rate of 47.95% on cash withdrawals. The Aqua Classic Card does carry a comparably high APR. authorised and regulated by the Financial Conduct Authority (firm Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad Representative 37.9% APR variable. Manage your account anywhere, anytime, with our secure mobile app. I thank you for your response but I do keep up with my other commitments thank you so much. Read U.S. News' 2020 review of the Applied Bank Unsecured Classic Visa Card. Information listed here is accurate as of Jan. 10. A lower credit limit can be a bit safer for those looking to keep up with monthly payments, especially those trying to pay the full balance every month. As is standard with these types of card, this means you’re likely to get a low credit limit and high interest rate. Aqua Classic. As you can see, carrying a balance can be very expensive, especially on a credit builder card with a high interest rate; paying even a little bit more each month can really lower the total amount you pay in interest charges over time. Some people find it hard to get credit. Credit limit of £1,200. Reduce your interest rate as you use your card when you manage your account well. Is this the best card for you? The APR shown represents the interest rate offered to most successful applicants. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. Nevertheless, these features are quite enticing. Amazon Classic Mastercard. Data Protection ICO registration number: finder.com is an independent comparison platform and information service High APRs. The Verdict: The Deserve® Classic Mastercard is a credit card designed for people with fair credit. however i managed to get an Aqua card which is now rebuilding my credit score. Credit Cards / By Crypto FIRE / December 27, 2020 December 27, 2020. aqua also have a cash back card called the aqua Reward credit card (cost of credit) which, again, has a different interest rate.. As we said, these rates are high. Thomas St, London, SE1 9RG. The rate will varies from person to person but at least 51% of applicants will get this Representative rate. The aqua Classic credit card is a fairly standard “credit-builder” card aimed at those with limited or poor credit history. Initial credit limits run between £250 and £1,200. The starting Aqua Classic credit card limit is between £250 and £1,200, depending on your credit history. Please try again later. 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